It’s been three full years since Healthcare.gov launched, allowing individuals and small businesses to enroll in health care under the Affordable Care Act. Today, some 20 million people who lacked health insurance now have it, according to the U.S. Department of Health and Human Services. But that doesn’t mean the process has been easy. Particularly for small businesses. http://fortune.com/2016/10/04/business-owners-share-how-they-actually-chose-their-health-care-plans/