By doing this, the plan sends the message to participants that remaining enrolled in the plan may not be the best financial choice. At the very least, a raise in price may cause participants to explore other options. http://www.benefitspro.com/2016/10/26/how-to-avoid-common-pitfalls-when-managing-a-self-?t=employer-paid&slreturn=1477678331&page=3